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  1. MarkyMark

    What's your favorite Kia Stinger Color?

    I'd like to see the Panthera Metal in person. It may be too dark to keep clean... Had a Smoke Gray Maxima and I thought "Oh gray, great. Gray never gets dirty." Was I wrong on that! Silver and White take forever to show dust and dirt. But dark gray? Close to as bad as black. Not quite, but...
  2. MarkyMark

    2018 Audi A5 Sportback vs. 2018 BMW 430i xDrive Gran Coupe, 2018 Kia Stinger AWD - Comparison Tests

    mldavis2, you nailed it. When seeing a 106HP difference, one needs to looks elsewhere as to why the vehicle is underperforming. The first clue is indeed, the torque is abysmal for that many ponies in the stable. The drivetrain just can't use all that power effectively. The second area is look at...
  3. MarkyMark

    2018 Audi A5 Sportback vs. 2018 BMW 430i xDrive Gran Coupe, 2018 Kia Stinger AWD - Comparison Tests

    My question should probably be an entirely new post, but after thinking about it a bit, and only "some" automotive reviews mentioning this: Is there truly any car for like Stinger price that delivers as much? When I say "much?" that might be poor wording, so let me elaborate on that a bit. What...
  4. MarkyMark

    What is the moneyfactor / interest rate for a single pay lease plan?

    Ah, well I've received some mis-information about amortization per month then. Thanks for clarifying. Makes it every easy to take my Rent Charge of around $110 and divide by 28/29 days or so. That's a few bucks over 4-7 days or so before I can buyout. No biggie. Thanks! As for the pool vs...
  5. MarkyMark

    What is the moneyfactor / interest rate for a single pay lease plan?

    Wow, okay this is REALLY clear now. Thanks Jason! So the $471 is actually a huge interest savings for the last 8 payments, especially considering it is amortized and not a flat "$XXX" monthly interest. Wow. So, the question now is: When are you getting a Stinger?!
  6. MarkyMark

    What is the moneyfactor / interest rate for a single pay lease plan?

    Thanks MurlinatoR! And yes, it does bring up some questions because the online KMF site doesn't show much in details, just says "here's what you owe us." That said, a few questions arise: 1. The $1856.44, what is all that money?... Hmmm... It's a decent amount. Taxes, doc fee, $300 buyout...
  7. MarkyMark

    What is the moneyfactor / interest rate for a single pay lease plan?

    That is certainly another way to look/play it for sure. .9% is basically "free money" from KMF, so if that makes sense, go for it and invest away.
  8. MarkyMark

    What is the moneyfactor / interest rate for a single pay lease plan?

    I can have them bill me. You do NOT need to make any first payment at the dealer. Often they want to pack a big first payment in with fees, etc... I'm paying all license and title, taxes, up-front, so it'll be the car only in the lease, nice and clean. In about 4 days after signing (I call KMF -...
  9. MarkyMark

    What is the moneyfactor / interest rate for a single pay lease plan?

    MurlinatoR - Inside the beltway question, but what is Kia's current monthly MSO program looking like? $30k or higher now-a-days or? Kia is desperately seeking 5% of the market, but they are doing so by squeezing blood from a turnip, all too often. I understand there may be a 70% target and a...
  10. MarkyMark

    What is the moneyfactor / interest rate for a single pay lease plan?

    Well, I'm going to go with the Lease, immediately buyout the Stinger. Not sure if there is an advantage to paying the first month, or just having it chopped into the other 35 payments as you say, if in 4 days I'm calling KMF and buying it out?... Pros or Cons to not paying it if I'm buying out?
  11. MarkyMark

    What is the moneyfactor / interest rate for a single pay lease plan?

    Ah, this is what I feared. ; ) I'm "Mr. Buyout" guy so there you go... won't work for me. That said, when a lease contract is signed, dealers often try to throw in a bigger "first month down" payment, but that's just throwing in whatever they are trying to throw into the first month, yes...
  12. MarkyMark

    What is the moneyfactor / interest rate for a single pay lease plan?

    So what constitutes/triggers a "Single Pay Lease" as opposed to a "lease?"...
  13. MarkyMark

    What is the moneyfactor / interest rate for a single pay lease plan?

    Here's a question for you MurlinatoR: Does the dealer still get the holdback money on a lease? I assume it's based on the Adj. Capital Cost if so?...
  14. MarkyMark

    What is the moneyfactor / interest rate for a single pay lease plan?

    So it moves from, say, .00196 to .00192? Thus the baseline of .00196 Money Factor HAS the dealer $225-$250 already baked in, and the dealer can move DOWN if need be? If that's on target, I find that interesting. If the dealer does do this, it appears they make a flat $150 from KMF instead of the...
  15. MarkyMark

    What is the moneyfactor / interest rate for a single pay lease plan?

    The lingo is that of Politicians. Senator: "We haven't raised the budget this year!" Question: Senator All of Them, what is baseline budgeting then? Isn't that an auto-spending increase pumped into the budget each and every year of 7%? Isn't that raising spending 7%?" Senator take your...
  16. MarkyMark

    Who is considering purchasing a KIA for the first time because of the Stinger?

    Pontiac had a FEW great cars for enthusiasts. The G8 was one of them. Alas, it hit when gas prices where cresting towards $4 a gallon and it's mileage was horrible. Some odd Holden issues (power seats were where?...), but a great car none-the-less. Just bad timing. GTO another solid example. But...
  17. MarkyMark

    Who is considering purchasing a KIA for the first time because of the Stinger?

    We may be cut from a similar cloth. I owned my 1993 Ford Probe SE (stick w/2.2L) for 13 years, 167k miles. Drove it - literally - like a Ferrari. Kept running and running! That sold me on Mazda (it was a Japanese built and designed Mazda 2.2L with manual transmission). The fact Ford put the...
  18. MarkyMark

    Advice on lease needed

    That makes a lot more sense. Thanks! But yes, needs all the data. ALL of it! Suffice to say, anyone I've seen coming with just lease numbers and the residual... it's been pretty bad. It also appears a lot of people do not understand how Lease Cash works, they see it as a cash-back rebate (like...
  19. MarkyMark

    Who is considering purchasing a KIA for the first time because of the Stinger?

    I will be another that never considered a KIA brand vehicle, but will switch to the car company due to the Stinger. Until I discovered the Stinger on a car website in December, I had no idea about it, nor had I known how well Kia was now doing in initial quality with JD Power & Associates (#1)...


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