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  1. Y

    Question about included Gap Insurance with Lease

    I recently, about 2 months ago, leased my kia stinger gt. 435$/month, RWD, with Drivewise. Seemed like a good deal until I talked to my uncle who sells insurance. He told me I could have saved another 20 to 30 dollars per month (his guess at what kia is charging for gap insurance) if I bought...
  2. Y

    What is considered reasonable for a lease?

    Ive had it explained by two different kia dealer reps that putting a large amount down on a lease isn't the best idea from an insurance standpoint. The basic premise is that when you lease you don't own the car ever, its kia's. Therefore if you total your car before your lease ends, insurance...
  3. Y

    Question Regarding Stinger Offer

    I know one or two are still available in the mid-Atlantic area (va-md-dc). At least this was the case a couple weeks ago when I was searching my local dealer inventories.
  4. Y

    Question Regarding Stinger Offer

    Damn, guess you're right, time to move onto the next dealer.
  5. Y

    Question Regarding Stinger Offer

    I JUST signed a lease for a GT after emailing my dealer's internet sales manager just like and got a good deal after I mentioned via email that I knew the invoice price and that I hoped to be around that price. After that email reply the internet sales manager asked me to come into the dealer...
  6. Y

    Question Regarding Stinger Offer

    I would also ask if this price they quoted you already has the 4800 dollar lease incentive deducted. If you add it back in you're close to msrp so that's why I'd ask them.
  7. Y

    Question Regarding Stinger Offer

    Just wondering, why do you think the driver assistance package is BS?
  8. Y

    Lease Evaluation 5/10/18

    Hey, I was hoping to get some help evaluating my lease offer on the base GT. For 3k down and paying tax/title/dealer fees upfront, I was offered 423/month without safety package and 460/month with safety package. Also based on 12k miles/year. This is much better than the first quote I got...
  9. Y

    Kia Stinger Purchase/Lease Cheat Sheet - MFs & APRs

    Hopefully I'm understanding this correctly (first time buyer/leaser woahs!). The dealer can either add .0004 MF or charge me an extra 150$/month? That's how they make their money off the lease, correct? So when I sit down to negotiate the final terms, this 0.0004/150 per month is the dealers...
  10. Y

    Kia Stinger Purchase/Lease Cheat Sheet - MFs & APRs

    Is it possible to get a money factor chart for the mid-atlantic region (virginia/maryland/pennsylvania). I think it was mentioned that the rates change by region. It would be great if I could be armed with the information from my specific region when I get another quote.
  11. Y

    Kia Stinger Purchase/Lease Cheat Sheet - MFs & APRs

    I test drove and am interested in only the GT. Did they give me the money factor for the GT2, who knows.
  12. Y

    Kia Stinger Purchase/Lease Cheat Sheet - MFs & APRs

    For 2k down, my payments were somewhere in the 520/month range. This seemed super high which is why I asked what credit score these numbers were based off of and the sales manager assured me they were for 720+ credit scores. I'm going to talk to another dealer next weekend and hopefully get a...
  13. Y

    Kia Stinger Purchase/Lease Cheat Sheet - MFs & APRs

    Just test drove and talked to a sales rep at a local kia dealer about the stinger GT. For no additional items, I was offered a 36 month lease with 0.00248 money factor 7k less than msrp. I was told this was their best offer for leasee's with the best possible credit score (720+). However, that...


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